InovaNexo — Brazil payments for high-risk merchants
Direct bank rails in Brazil — live

One integration.
Every bank in Brazil.

InovaNexo connects global merchants directly to our Brazilian banking partners — including the high-risk verticals others decline. We run onboarding, support and settlements end to end.

12+
Bank partners
94%
Peak approval rate
<10s
Pix confirmation
24/7
Merchant support
Live routing
BRL · São Paulo
Merchant
CFD platform
1 API key
Bank A · Pix98ms
Bank B · Boleto142ms
Bank C · Cardsfallback
Settled today
R$ 4,820,000
Acquiring, banking and PSP partners
The platform

A managed payment operation, not just an API

Most providers hand you credentials and disappear. We stay on the account — from bank onboarding to daily settlement — so your team can focus on the trading product.

Direct bank connections

One integration reaches a dozen Brazilian banking partners. We route, retry and fail over between them without you shipping a line of code.

High-risk expertise

CFD and trading merchants are our core book. Underwriting, documentation and chargeback strategy are built for the vertical, not bolted on.

Settlement handled

Reconciliation, FX and payout scheduling run on our side. You receive clean settlement files and one point of contact.

How it works

Live in weeks, not quarters

Four steps from first call to first settlement. We own the parts that usually stall a Brazil launch.

01

Scoping call

Volumes, geographies and risk profile. We tell you honestly which rails will accept you.

02

Managed onboarding

We prepare and defend your KYB file with each banking partner. One document set, many banks.

03

Single integration

REST API or hosted checkout, sandbox on day one. Pix, boleto and cards behind the same call.

04

Run and settle

Monitoring, approval-rate tuning and scheduled payouts, with 24/7 support for your merchants.

Payment methods

The methods Brazilians actually pay with

Pix has reshaped Brazilian commerce, but cash-based boleto and installment cards still decide conversion. We enable all of them under one contract.

Pix instant transferseconds
Boleto bancário1–2 days
Domestic credit & debit cardsinstallments
Bank transfer & payoutssame day
Pix Highest volume

Share of deposits settled via Pix across our CFD book, last 7 months.

Boleto

Reaches unbanked and cash-preferring depositors.

Cards

Local acquiring with installment support.

Payouts

Withdrawals to any Brazilian account or Pix key.

Wallets

Local wallet coverage on request.

Built for high-risk

Banking relationships that survive your growth curve.

We built the book around trading platforms: realistic underwriting, banks that understand the vertical, and monitoring that keeps approval rates from drifting.

Vertical-aware underwriting
Documentation prepared the way our banking partners expect it.
Redundant routing
If one rail tightens, traffic shifts to another the same day.
Chargeback & dispute support
Local-language handling, so disputes don't threaten your MID.
Developers

One call, whichever rail wins

Create a charge and we choose the bank. Webhooks tell you when funds land; sandbox keys arrive with your onboarding pack.

REST Webhooks Hosted checkout Sandbox
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In their words
"One integration replaced three separate provider relationships. Our team stopped managing payments and went back to building the product."
Head of Payments
Global CFD broker · client since 2023
98%
Merchant retention
6 wks
Median time to live
R$ 215M
Processed in 2024
99.95%
API availability

Questions merchants ask first

Do you work with CFD and trading merchants?

Yes — it is our core vertical. Underwriting, bank selection and dispute handling are all designed around trading platforms rather than treated as an exception.

Do we need a Brazilian entity?

Not necessarily. Several of our banking partners accept foreign merchants under our managed structure; we confirm the right setup on the scoping call based on your volumes and licences.

How many integrations are required?

One. A single API key reaches every bank we route to, and adding or replacing a partner requires no work on your side.

How fast are settlements?

Pix confirms in seconds and boleto in one to two business days. Payouts follow an agreed schedule with reconciliation files per batch.

What does support look like?

A named account team plus 24/7 coverage in Portuguese and English for your end customers' payment issues.

Tell us your volumes. We'll tell you what's possible in Brazil.

A 30-minute call with the team that will run your account — no reseller in between.

Book a consultation operations@inovanexo.com